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Emanay Advisors · Prepared for Valeriia Zharova Confidential
Family Office Structure Overview

Zarova Family Office

A complete overview of the entity structure built to hold, manage, and grow your creator income — how the pieces fit together, what each one does, and where things stand today.

Client
Valeriia Zharova
Entities
5 Total
Advisor
Emanay Advisors
Prepared
July 2026
Section 01
Structure at a Glance

Everything sits under a single trust, with you as grantor and beneficiary. Below that, one holding company owns three purpose-built entities — treasury, media operations, and future investments — keeping each function separate and clean.

The Zarova Trust
Grantor & Beneficiary: Valeriia Zharova
Zarova Holdings, LLC
Wyoming · Parent Entity
Zarova Capital, LLC
Wyoming · Treasury
Zarova Media, LLC
Florida · Operating
Zarova Media Services, LLC
Florida · Services
Zarova Ventures, LLC
Wyoming · Investments
Section 02
Entity Snapshot

What each entity is for, where it's formed, and where it stands today.

Zarova Holdings, LLC
Wyoming · Parent Entity
Filed
Sits at the top of the structure beneath the trust. Holds the membership interests in every other Zarova entity — the anchor for governance and asset protection across the whole family office.
EIN 42-3745951 · Filed 07/10/2026
Zarova Media, LLC
Florida · Operating Entity
Filed
The main operating company — where platform income is received, and where your content, brand, and licensing activity lives. Given the trust structure above it, Zarova Media stays a standard pass-through entity — no corporate tax election is being made at this time.
EIN 42-4049522 · Filed 07/18/2026
Zarova Media Services, LLC
Florida · Services Subsidiary
Filed
Sits under Zarova Media to handle production support and day-to-day operating services, keeping the media business's core income activity clean and separate from operating overhead.
EIN 42-4076421 · Filed 07/21/2026 (#L26000386774)
Zarova Capital, LLC
Wyoming · Treasury
Not Yet Formed
The family balance sheet. Once formed, Zarova Holdings would periodically move a portion of retained profit from Zarova Media into Capital — cash that isn't needed for near-term operating expenses. Example: if Zarova Media retains $10,000 after paying you and covering expenses in a given month, some or all of that could move to Capital rather than sit in the operating account, so a slow month or a large one-time expense at Media never touches your reserves.
EIN pending · Filing pending
Zarova Ventures, LLC
Wyoming · Investments
Not Yet Formed
A future vehicle for smaller, passive investments — early-stage or friends-and-family deals — funded out of Zarova Capital's reserves, not out of Zarova Media's operating cash. Example: if a friend is raising a small round for a beauty or consumer brand and you want to put $15,000 in, that investment would be made by Zarova Ventures, not by you personally or by Zarova Media — so if it doesn't work out, the loss is contained to Ventures and never touches your operating income or reserves.
EIN pending · Filing pending
Section 03
Formation Documentation & Registration Status

The formal filing record for each entity, and an honest note on one thing still in progress: getting the ownership records fully into your name.

EntityFiling #EINMember of Record (State Filing)
Zarova Holdings, LLCWY 2026-00202791342-3745951Emanay Ventures (interim)
Zarova Media, LLCFL42-4049522Zarova Holdings, LLC
Zarova Media Services, LLCFL L2600038677442-4076421Zarova Media, LLC

Where things stand on ownership — Zarova Media and Zarova Media Services are already recorded exactly as intended: each owned by the entity above it in the structure. Zarova Holdings is the one piece still catching up: because your trust wasn't yet executed at the time of formation, and U.S. entity formation requires a named member and a responsible party with a U.S. taxpayer ID to get started, Emanay's own affiliate and principal were used as interim placeholders to get Holdings filed and its EIN issued on schedule.

This is a standard step in structures like yours when the ultimate owner doesn't yet have a U.S. taxpayer ID or an executed trust in hand — but it's not the finish line. Two things still need to happen to put full ownership of Zarova Holdings in your name (through your trust): a formal assignment of the membership interest, and an update to the IRS record naming the trust as the responsible party. Both are called out in the Path Forward section below.

Section 04
Company-to-Company & Personal Agreements

Four agreements connect the entities to each other, and connect you to the structure itself.

Holdings → Media
Management Agreement
Zarova Holdings acts as Zarova Media's administrative manager: invoicing & collections, vendor and contractor management, IT, records, financial planning, and overall business strategy.
Media Services → Media
Management Agreement
Zarova Media Services provides the same category of day-to-day administrative management directly to Zarova Media — invoicing, vendor management, IT, records, and financial/strategic support.
Media → You
Services Agreement
You provide content and media services to Zarova Media, LLC as an independent contractor under this agreement — including Covered Expenses for travel and on-location work (see Section 05a). This is a contractor relationship, not employment.
Media → You
Artist Management Agreement
A separate agreement with Zarova Media, LLC covering your management and compensation specifically as an artist/talent — kept independent from your Services Agreement above.
Same Agreements, Tree View
Zarova Holdings, LLC
Manager
Zarova Media, LLC
Managed Company
Zarova Media Services, LLC
Services Provider
Services
Agreement
Valeriia Zharova
Contractor
Artist Management
Agreement
Valeriia Zharova
Artist / Talent

Both of your agreements sit with Zarova Media, LLC directly — not Zarova Media Services, which handles administrative and services support at the entity level (above).

Section 05
Flow of Funds

Where your income actually goes, step by step — from your platform earnings to what lands with you personally, following the agreements in Section 04.

OnlyFans — Platform Income
Gross, Current Run-Rate
~$90,000 / mo
Paxum → SDM (Crypto-to-Fiat)
Zarova Media Services, LLC
First Receiver · Paxum Business Account · Pays on Behalf of Zarova Media
Services Agreement
Valeriia Zharova
Contractor Fee
Pending — Accounting
Artist Management Agreement
Valeriia Zharova
Management Fee
Pending — Accounting
Remitted Up — MSA (10% Management Fee)
Zarova Media, LLC
Operating Entity · Pass-Through · Your Contracting Party
~$9,000 / mo

What's confirmed vs. what's still pending — The $90,000/month gross figure and the path funds actually take are accurate as of today: Paxum deposits into Zarova Media Services' business account (converted via SDM). Your Services Agreement and Artist Management Agreement are contractually with Zarova Media, LLC — Zarova Media Services handles the payment administratively on Zarova Media's behalf, then remits 10% of gross up to Zarova Media under their own MSA, as the confirmed management fee for the corporate work Zarova Media handles. Given the trust structure, Zarova Media is not electing corporate tax treatment at this time — it remains a standard pass-through entity. The specific split between your Services Agreement fee and Artist Management fee within the remaining 90%, and the actual tax outcome under the trust structure, are not yet finalized — that will be provided by our accounting lead as a specific, line-by-line breakdown rather than an estimate.

Section 06
Ownership & Governance

A simple, clean chain of ownership designed around you — with one step still to complete (see Section 03). And one important distinction: you own this business, and you also work for it.

The Full Chain

The Trust (you as grantor and beneficiary) sits at the top and owns Zarova Holdings, LLC. Holdings, in turn, owns three entities beneath it: Zarova Capital (reserves), Zarova Media (operations), and Zarova Ventures (future investments). Zarova Media owns Zarova Media Services, which is where your employment and artist agreements sit. Every layer of this chain ultimately traces back to you, through the trust — nothing in the structure is owned by Emanay, once the pending assignment in Section 03 is complete.

Why This Shape

Separating treasury (Zarova Capital), operations (Zarova Media), and future investing (Zarova Ventures) keeps each function clean — your day-to-day income doesn't mix with reserves, and reserves don't mix with new deals. Everything still rolls up to one holding company, so you have one clear picture of the whole structure.

You're the Owner — and a Contractor

This is worth being explicit about, because it can look contradictory at first: through the trust, you own the entire structure. But day to day, you also hold a Services Agreement and a separate Artist Management Agreement with Zarova Media, LLC — meaning formally, you're engaged as an independent contractor and managed artist by a company you own, not as its employee.

Why That's Normal Here

This is standard in family-business and loan-out structures, not unusual or contradictory. It's what lets your compensation be paid, taxed, and documented as a real contractor fee and a real management fee — rather than the company just handing you money with no formal basis — while ownership and the long-term value of the business stay with you, through the trust, regardless of your role as a contractor day to day.

Section 07
Path Forward

What's left to complete the structure.