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Emanay
Family Office Advisory · Business Plan
1221 Brickell Ave, Suite 900
Miami, FL 33131
legal@emanay.io · emanay.io
Client
Valeriia Zharova
Entity
Zarova Family Office
Prepared By
Alex Camus, Managing Member, Emanay Advisors
Confidential

This business plan lays out how Zarova is structured, who sits above and below whom, and exactly how funds move from your platform income down to you personally. It's built to answer the structural questions directly, with the actual corporate charts behind the plain-language explanations.

01 · Who's Actually Advising You
Emanay & Its Divisions

Every division below coordinates on your engagement — legal, accounting, advisory, and real estate, all under Emanay.

Figure 1.1

Emanay Advisors Transaction Advisory Your Contact Emanay Law Group Legal Infrastructure Emanay Accounting Financial Infrastructure Emanay Realty Real Estate & Capital
02 · Your Structure
Zarova Family Office — Corporate Chart

Everything below traces back to you, through the trust — a Declaration of Trust executed July 12, 2026, already in place and legally enforceable. Solid lines are ownership; dashed red lines are contractual relationships that move money without changing who owns what.

Figure 2.1

The Zarova Trust Grantor & Beneficiary: Valeriia Zharova Bare Trust Executed — 07/12/2026 Zarova Holdings, LLC Wyoming · Parent Entity Trust in place — state record update pending See DD Response Q3 Zarova Capital, LLC Wyoming · Treasury Not yet formed Zarova Media, LLC Florida · Operating Filed · Pass-through, no election Zarova Ventures, LLC Wyoming · Investments Not yet formed Zarova Media Services, LLC Florida · Services / Collections Filed · Paxum Account Holder MSA — 10% Management Fee, remitted up Valeriia Zharova Services Agreement Contractor Valeriia Zharova Artist Management Agreement Artist / Talent Both agreements sit with Zarova Media, LLC directly; Zarova Media Services processes the payment administratively on Media's behalf.
Direct ownership Contractual / payment relationship
03 · Where the Money Actually Goes
Flow of Funds

At the current run-rate of ~$90,000/month gross from OnlyFans, here's the exact path funds take, keyed to the agreements above.

Scope note: this covers your U.S.-source income only. Other income streams remain outside Zarova for now. Once combined income exceeds $150,000/month, an international structure can be introduced for that additional income.

Figure 3.1

OnlyFans — Platform ~$90,000 / month gross Paxum Zarova Media Services, LLC First Receiver · Paxum Business Account Pays on behalf of Zarova Media, LLC Valeriia — Contractor Fee Services Agreement Pending — Accounting Valeriia — Mgmt Fee Artist Management Agreement Pending — Accounting Home Studio Rent Covered Expense Confirmed — $3,000/mo Remitted up — MSA, 10% confirmed Zarova Media, LLC Pass-Through — No Corporate Election Trust structure above means no C-corp tax layer here Actual tax outcome under the trust structure still pending accounting's analysis.

What's confirmed vs. pending — The $90,000/month gross, the 10% MSA remittance, and the $3,000/month studio rent are all real, confirmed figures. The split between Contractor Fee and Management Fee within the remaining 90% is still pending our accounting lead's final breakdown — see the DD Response, Questions 7 and 8, for the full discussion of why that number isn't finalized yet.